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Walking the Valley With Kona & Mike · Salt Lake County Free Home Assessment
Free Home Assessment
Buying

Buy a Home in Salt Lake County

Pre-approval to keys. Here is the order it happens in.

How Buying Works

Six Steps to Closing

1

Get Pre-Approved

A lender verifies your finances and writes a pre-approval letter. Sellers usually take pre-approved offers more seriously.

2

Sign a Buyer Agreement

We sign a written buyer agreement before the first showing. It names my fee and how you end it.

3

Search Homes

I set up a search around your budget and the neighborhoods you want. I cover all of Salt Lake County.

4

Tour & Choose

Tour homes in person. Before you decide, I walk the street and tell you what I see.

5

Make an Offer

I pull the closed sales around the home you want, so you know where your offer stands before you sign it.

6

Close

Sign the paperwork and get the keys. I stay on the file until it closes.

What you will see

I show you every home on the market that fits what you told me, whatever it offers to pay me. That includes homes sold directly by their owners, listings that offer a buyer's agent nothing, new construction on the builder's own terms, and anything that has not reached the portals yet.

If a home you want offers less than we agreed, we talk about the gap before you write. The home stays on your list either way.

You can also search without me. UtahRealEstate.com is the public front end of the same MLS my numbers come from, it covers the whole state, and it takes no account to use.

Tell me what you are looking for

Tell me the price band and the parts of the county you are considering. I will send back what is on the market that fits, and the closed sales nearby that show where those asking prices sit. Every number carries the date I pulled it. No account, and no call unless you ask for one.

Send me what I am looking for
Buyer Guides

Guides to Help You Buy Smart

Buying With Less Down

FHA and Utah Housing Corp Loans

What an FHA loan allows on a first purchase, and how Utah Housing Corp down payment assistance works alongside it.

Read the guide
Zero Down

VA Loans in Utah

Zero down eligibility and the county loan limits under a VA entitlement.

Read the guide
Investing

DSCR Loans for Investment Properties

How to qualify for an investment property loan using rental income, not your personal income.

Read the guide
Offers

How to Make a Competitive Offer

What sits in an offer besides the price, and where the leverage moves in a Salt Lake County negotiation.

Read the guide
Numbers

Mortgage Calculator and Readiness Check

Run a payment against Salt Lake County property tax rates, and see which Utah programs you qualify for.

Open the tools
Moving Here

Moving to Salt Lake County

Commute times and cost of living, side by side, before you pick a part of the valley.

Read the guide
Plan Your Purchase

Mortgage Calculator

Loan Details
Home Price
$
Down Payment
$
0%20%50%
Interest Rate30-yr avg 6.71% as of Sep 3 (FRED, updated weekly)
%
1%6.71%12%
Loan Term
yrs
530 yrs30
Additional Monthly Costs
Annual Property Taxes
$
Annual Homeowner's Insurance
$
HOA Fee (Monthly)
$
Other (Monthly)
$
Estimated Monthly Payment
$2,566
All costs included
Principal —
Interest —
Property Taxes —
Insurance —
Loan Amount —
Total Interest Paid —
Total Loan Cost —

These are estimates for planning purposes. For a pre-approval you can write offers with, I can point you to a local lender.

Talk it through first
Neighborhood Guides

Find Your Neighborhood

Here is my read on the parts of the county I cover. The market figure on each card comes from that city's market page, with the window and the pull date attached. See the city market pages.

$500K and up

9th & 9th

A walkable commercial corner ringed by craftsman bungalows. Independent shops and restaurants, and the whale in the roundabout.

Walkable Local scene Character homes

9th and 9th is a four-corner business district you can cover in a short walk, with bungalows on small lots behind it. The figure covers all of Salt Lake City: median sold price $600,000 on 638 closings in the 90 days to August 31, 2026 (UtahRealEstate.com, pulled September 7, 2026).

Explore 9th & 9th → $550K and up

The Avenues

Salt Lake City's most historic neighborhood. Victorian architecture, tree lined streets, and five minutes from downtown.

Historic homes Walk to downtown Canyon access

The Avenues grid was platted before cars, so the blocks are short and the streets are narrow. Victorian and early brick stock, five minutes from downtown. Across Salt Lake City, the median sold home took 32 days on market on 638 closings in the 90 days to August 31, 2026 (UtahRealEstate.com, pulled September 7, 2026).

Explore The Avenues → $475K and up

Sugar House

Small-grid streets, brick bungalows, and a business district you can finish on foot. Homes here tend to go quickly.

Walkable Character homes 110-acre park

Sugar House keeps a small street grid, and the business district fits inside a lunch hour. Brick bungalows on narrow lots behind it. Across Salt Lake City, sold prices landed at a median 98.0 percent of original list on 638 closings in the 90 days to August 31, 2026 (UtahRealEstate.com, pulled September 7, 2026).

Explore Sugar House → $275K and up

Millcreek

Close to the canyons, with condos and townhomes from the mid $200s and houses from about $490K.

Canyon access Millcreek Common Skyline High

Millcreek sits at the mouth of its own canyon, with condos and townhomes mixed into blocks of postwar houses. Median sold price $650,000 on 96 closings in the 90 days to August 31, 2026 (UtahRealEstate.com, pulled September 7, 2026).

Explore Millcreek → $575K and up

Holladay

Established, private, and spacious. Gets attention fast when inventory comes up.

Private Large lots Holladay Village

Holladay runs to bigger lots and older trees, with Holladay Village at the middle for a short errand. Median sold price $839,900 on 85 closings in the 90 days to August 31, 2026 (UtahRealEstate.com, pulled September 7, 2026).

Explore Holladay → $625K and up

Cottonwood Heights

Mountain access, quiet streets, and views that make every dollar worth it.

Ski access Mountain views Trail network

Cottonwood Heights sits at the mouths of Big and Little Cottonwood, so canyon traffic is part of the address. Median sold price $765,000 on 79 closings in the 90 days to August 31, 2026 (UtahRealEstate.com, pulled September 7, 2026).

Explore Cottonwood Heights → $450K and up

Sandy

Strong schools and solid infrastructure, from the Wasatch bench down to State Street.

Top schools Strong infrastructure Sandy Amphitheater

Sandy has TRAX stations along its west side and a bench that climbs toward Little Cottonwood. Median sold price $685,000 on 238 closings in the 90 days to August 31, 2026 (UtahRealEstate.com, pulled September 7, 2026).

Explore Sandy → $325K and up

Draper

Panoramic views, newer construction, exceptional trails, close to Silicon Slopes.

Corner Canyon trails Silicon Slopes Panoramic views

Draper costs more than most of the county. What the money buys is Corner Canyon trail access off the back of the neighborhood and about ten minutes to the Lehi offices. Median sold price $819,000 on 91 closings in the 90 days to August 31, 2026 (UtahRealEstate.com, pulled September 7, 2026).

Explore Draper →