Home Buyer Tools
Two tools that work together. Start with the readiness check to see which Utah programs you qualify for and how little you may need upfront, then run the exact numbers in the calculator.
Private by design: this runs entirely in your browser, and answers are never sent or saved. Program facts verified July 2026 against Utah Housing Corp, VA.gov, HUD, Fannie Mae/Freddie Mac, and lender sites; funds and limits change, so always confirm with a lender. This is an educational estimate, not a preapproval or loan offer.
Sellers paid a credit in over half of Salt Lake County sales this year, typically $8–11K. Choose how to use it:
Year-by-year amortization table
Tell me the price band and the parts of the county you are considering. I will send back what is on the market that fits, and the closed sales nearby that show where those asking prices sit. Every number carries the date I pulled it. No account, and no call unless you ask for one.
Send me what I am looking forProperty-tax rates are medians of tax bills divided by price, from ~4,900 Salt Lake County MLS records (July 2026). Rate prefill is the latest FRED 30-year weekly national average. 2026 Salt Lake County limits: FHA $637,100 · conforming $832,750 · Utah Housing FirstHome price cap $666,600. Estimates only, not a loan offer; PMI/MIP and insurance vary by borrower and property.